In most cases, once you sign a settlement and release, the matter is over. You usually cannot reopen the claim even if your injuries turn out to be worse than expected.
What a release does
A release is a contract. In exchange for payment you give up claims related to the accident against the released parties. Read it carefully to see who and what it covers.
Possible exceptions
- Claims against someone who was not released.
- Claims for unrelated injuries or events.
- Cases where the release was obtained by fraud or serious mistake.
- Your own uninsured or underinsured motorist coverage, depending on policy terms and how you settled.
How to avoid regret
- Do not settle until your doctor can say how recovery is likely to go.
- Understand future medical needs.
- Ask whether the release covers all claims.
- Check how settling affects your own insurer's rights.
- Consider legal advice for significant injuries.
Deadlines
If you have not settled, you can still file a lawsuit before the deadline. See our statute of limitations guides.
Frequently asked questions
Can I get more if my injuries worsen?
Usually not after signing a full release.
Is a property damage settlement a full release?
It should not release injury claims, but confirm the wording.